Winter Fuel Payments are now being restricted to those who are
on benefits and Pension Credit. The Winter Fuel Payment is a benefit to help
with increased heating costs during winter that was previously paid to all
pensioners. However, with recent changes, the payment is now means-tested and
linked to eligibility for Pension Credit. It could be though that you are
eligible for Pension Credit but are not currently claiming. Here’s what you
need to know to make sure you don’t miss out.
Check your eligibility for Pension Credit
Pension Credit is a vital financial lifeline for many
pensioners, especially those on a low income. While around 1.4 million
pensioners already claim this benefit, it's estimated that up to 880,000
eligible households have yet to apply. If your weekly income is below £218.15
for a single person or £332.95 for a couple, you could be eligible for Pension
Credit, which is worth an average of £3,900 a year. Claiming Pension Credit not
only boosts your income but also unlocks additional financial help, such as reduced
housing costs, council tax reductions, and the Winter Fuel Payment.
The importance of claiming before the deadline
To receive this year’s Winter Fuel Payment, you need to be
eligible for Pension Credit during the qualifying week from 16 to 22 September
2024. To ensure you don’t miss out, you must apply for Pension Credit by 21
December 2024. This allows for your claim to be backdated, covering the
qualifying week, and securing your entitlement to the Winter Fuel Payment. The
government is actively encouraging pensioners to check their eligibility and
apply as soon as possible. During September, the Department for Work and
Pensions (DWP) will be running a Pension Credit Week of Action, teaming up with
local authorities and charities to raise awareness and tackle misconceptions
that might prevent people from applying.
Don’t let common myths stop you
Many pensioners mistakenly believe that having savings, a
private pension, or owning a home disqualifies them from receiving Pension
Credit. This is not necessarily the case. The DWP’s online Pension Credit calculator can help
you determine how much you could receive based on your individual
circumstances.
How to apply for Pension Credit
Applying for Pension Credit can be done in several ways:
- Online: Visit the Pension Credit page on GOV.UK and use the
online application form.
- By Phone: Call the Pension Credit claim line on
0800 99 1234 (Monday to Friday, 8 am to 6 pm).
- By Post: Download and complete a paper application
form from the GOV.UK website.
When you apply, you’ll be asked if you want to backdate your claim to cover the three months prior to your application date, ensuring you meet the qualifying period for the Winter Fuel Payment.
Act now to secure your benefits
With winter not too far away, it’s important to check your
eligibility and apply for Pension Credit as soon as possible. This not only
secures your entitlement to the Winter Fuel Payment but also ensures you
receive the financial support you deserve. If you or a loved one could benefit
from Pension Credit, don’t delay—take action today. If you would like any help
in checking your eligibility for Pension Credit or making a claim, please give
us a call.